Mortgages

Mortgages: What should you know?

Matching your personal criteria to the mortgage market is a complex business. That’s why simply going to your own bank, or using a price comparison site is less likely to find the optimum solution to your mortgage requirements. Each lender has different criteria and requirements and that means that it is not always a simple process.

That’s why we need to get to know you first, with a simple questionnaire detailing your income, outgoings and preferences.

Our commitment to you is to review every suitable mortgage lender available to us, from a comprehensive range of mortgages across the market and check those that have products and lending criteria to match your requirements. We use mortgage sourcing systems that are updated daily so that we can provide our clients with all the very latest mortgage rates.

Whether you’re a first time buyer, looking to re-mortgage to reduce your current mortgage payments, to consolidate debts or raise capital we could help.

Once we have applied for the mortgage we liaise with the lender, and attend to any queries efficiently, making sure they have all that they need to make a swift and appropriate decision to your application.

To adequately protect your home, family and income, we also have a health and lifestyle questionnaire for you to complete.

We are on the journey together and we want you to have the best service and experience from outset to having your mortgage offer in your hand.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

We typically charge a fee of £195 on application and £200 on completion. We also receive commission from the lender.