Life Cover

You care about those you love and risking their financial future is not an option. We will work with you and build a solution that yours and their financial needs will be met, if you were unable to work through sickness, if you were to suffer a serious illness like a cancer or if you were to die.

It’s not always an easy conversation to have, but it is something that needs considered especially when buying a house and taking on a mortgage. The debt is on your home and it is our duty to make you aware of the risks. Ideally if something were to happen your dependents would be left with the house, not the debt..

It is our duty of care to advise you and offer you the most appropriate advice that suits your needs. Between us we’ll decide what risks matter to you, what the financial consequences would be should they occur, and what level of cover would be sufficient in that event.

We then find the best provider offering appropriate cover within your agreed budget, offering you the best policy definitions that will cover you and premiums that most closely suit you..

Insurance requirements aren’t static: when you’re single you may not want to insure your life and may want to protect income. When you have a partner, life insurance is usually appropriate. If you have a young family you might want to increase the amount insured, but then scale it back once your children have grown.

We can advise you at each stage of your life and build you the most appropriate solution.

Get a personalised risk calculation quote here – drop us a line to discuss.